Paraphrasing the famous sentence of Game of Thrones seems correct this year.
These are difficult times for the markets
If your adviser does not understand it (or if the institution that advises you has a care towards shareholders, not client) you are a lamb brought to the slaughterhouse.
If instead you understand it…there are really interesting occasions.
Make your choices correct, or ask me if you are in doubt.
As previously written, this year volatility will reign!